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Transfer funds from a merchant account to the credit / debit card holder's bank, possibly using ACH

My problem is very similar to this

How can I credit my client from my online balance posted by them on our website.

We are using the Braintree API. It also has services in the market. But escrow is not what I'm looking for. I want to know if the API / PayPal API is capable of lending to our clients.

How about the Balanced API. Could this solve my problem?

Any suggestion would be greatly appreciated.

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To transfer funds to the user's local bank account, you can use the Brainree Private Credit feature . But the biggest problem is that in order to use this feature, you must request a request to be sent to enable this feature via email in Braintree; at this point they will allow it temporarily. Once the transaction is complete, they will disconnect it within 24 hours at most.



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